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Business Loans: £15k to £150k

Read the Atomising Systems Case Study

A growing Sheffield company has been able to complete a £1million deal thanks to its long-standing relationship with South Yorkshire Investment Fund.

South Yorkshire Investment Fund provide typically unsecured loans ranging from £15k to £50k for early stage businesses, and from £15k to £150k for established and profitable businesses.

SYIF business loans are available for a wide range of purposes including working capital, expansion projects, management buy-outs, commercial premises and asset acquisitions.

We Can Help Your Business If You Are:

  • An (SME*) paying business rates in South Yorkshire or those wishing to re-locate .
  • An early stage, established or growing business
  • A manufacturing or service sector business
    (some restrictions apply)
  • A revenue generating business
  • A business with growth potential
  • And you have a gap in funding where conventional sources of finance are insufficient or unavailable.

Example Business Loan Deals:

  • Commercial Premises - (Deposit , Costs of Moving, Improvement)
  • Asset Purchase - (Deposit, Tooling, Bespoke Equipment)
  • Acquisitions/MBO/MBI - (Purchase, Goodwill, Professional Fees, Working Capital, Contingency)
  • Working Capital - (Additional Requirements, Factoring/ID Support, International Trade, Relocation)
  • Expansion Projects - (Increasing Sales, New Contracts)
  • Early Stage - (All of the above considered)

Business Loan Details:

Loan Amount
(Early stage and Established): 		£15k to £50k
Loan Amount
(Established and Profitable businesses):		 £15k to £150k
Early Repayment Penalty: None
Interest Rate Rebate: Sliding scale of interest rates
Personal Guarantees: May be taken in certain circumstances

An integral part of the way SYIF helps businesses is through Mentorbank which provides mentoring and support to help management teams grow their businesses.

How to Apply

1. Check Your Eligibility and Send an Enquiry

  • Use our online application enquiry form check your eligibility and send a brief summary of your business and your funding requirements to SYIF. A SYIF investment manager will contact you to discuss your application. It is usually best to make an online enquiry before you fill out the detailed application form.

2. Ready to Submit a Detailed Application?

If you have any questions or wish to talk to someone about making an application phone 01709 386 377 or email application@syif.com

*An SME (small or medium-sized enterprise) is a business employing less than 250 employees, with an annual turnover of less than 50m Euros (approx. £36m) or balance sheet net assets of less than 43m Euros (approx. £31m). The business cannot be part of a larger group employing more then 250 employees where the group owns at least a 25% share of the business.